Minnesota · 2027 checklist
Minnesota HOA law checklist
The main law: Minnesota Common Interest Ownership Act (MCIOA, Minn. Stat. 515B). Here's what a Minnesota board needs to follow, and what HOA Manage sets up for you when you pick Minnesota.
Last reviewed 2026-10-29. General information, not legal advice. Your governing documents may add requirements. Confirm with an attorney licensed in Minnesota.
What's changing in 2026–2027
Common Interest Ownership Act overhaul (Session Law Ch. 82, SF 1750)
Caps on most fines and late fees, a published fine schedule, a written collection policy with three notices (one certified), and limits on foreclosure until an owner is at least three months behind.
Effective: January 1, 2027 · Source: Minnesota House — New Laws
Elections and meetings
MCIOA allows electronic notice and voting with owner consent (Minn. Stat. §515B.3-110). Notice must go out 14–30 days before the meeting and state the purpose of the vote.
- Typical notice before a members' vote: 14 days
- Typical default quorum: 20% of units
- Proxies generally allowed: Yes
- Secret ballot required for some votes: No
- Owner consent needed before electronic ballots: Yes
What HOA Manage does for you
- Pre-sets 14-day notice and 20% quorum on new votes
- Tracks each owner's e-voting consent before ballots go out
- Supports open and anonymous ballots
- Keeps an audit trail of notices, votes and e-signatures
- Adds these items to your board's Compliance checklist with due dates
See it with your own association's numbers
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